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Retirement Rules For State Government Employees In Massachusetts
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US-001HB
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FAQ
The “20/50” Benefit is available to certain correctional employees who are employed by either the Department of Correction or by a County Sheriff's Department in a Correction Officer role for at least 20 years.
If you are eligible for spousal or widow's benefits under Social Security, these benefits may be reduced under the “Government Pension Offset (GPO)” provision. The reduction in spousal or widow's benefits is 2/3rds of the amount of your Massachusetts pension.
In 2020, 237,387 residents of Massachusetts received a total of $8.9 billion in pension benefits from state and local pension plans. The average pension benefit received was $3,110 per month or $37,315 per year.
You are eligible for retirement from the Massachusetts State Employee Retirement System (MSERS) at any age with twenty or more years of state service or at age 55 or 60 (depending on hire date) with 10 or more years of state service.
After being retired one full calendar year you may earn the difference plus an additional $15,000; Rules pertaining to the maximum 1,200 hours certain retirees can work in a calendar year also apply.
If you are eligible for spousal or widow's benefits under Social Security, these benefits may be reduced under the “Government Pension Offset (GPO)” provision. The reduction in spousal or widow's benefits is 2/3rds of the amount of your Massachusetts pension.
You are eligible for retirement from the Massachusetts State Employee Retirement System (MSERS) at any age with twenty or more years of state service or at age 55 or 60 (depending on hire date) with 10 or more years of state service.
FERS Retirement Eligibility Types of RetirementAgeYears of Service Optional (Voluntary) MRA 60 62 30 20 5 Early Out (Voluntary) 50 Any 20 25 Discontinued Service (Involuntary) 50 Any 20 25 Disability Any 18 months
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Membership in a contributory retirement system is mandatory for nearly all Massachusetts public employees who are regularly employed on a full-time basis. If you are actively employed or on a leave of absence you may file your application to retire up to 120 days before you plan to retire.If you are actively employed or on a leave of absence you may file your application to retire within 120 days. Your retirement benefit is subject to federal income taxes. If you are a Massachusetts resident, however, your benefit is not subject to state income taxes. Massachusetts is a "non-Social Security" state. Massachusetts law requires all public retirees to file an affidavit verifying their eligibility to receive a retirement allowance. Is Spouse A Retiree of a Massachusetts State, City, Town or County Government? (1) Right to a Superannuation Retirement Allowance. How to Fill Out the Commonwealth Agency New Member Enrollment Form.