Retirement and pension benefits include most income that is reported on Form 1099-R for federal tax purposes. Before you apply: Complete the Preparing to Apply for Retirement (R0870C) checklist to gather everything you'll need to complete your application.To enroll, visit the State of Michigan 401(k) and 457 Plan . MERS is an organization that administers retirement plans for Michigan's local units of government on a not-for-profit basis. The Summary Plan Description (SPD) should include your plan's claims procedures. The Basic Retirement Plan offers immediate vesting and a two-for-one university match. Explore options for retirement plans, life events, manage your retirement savings during a life event, plan administration, maintain retirement plans. MCC provides a path to retirement financial wellbeing through the MCC Lay Employees Retirement Plan and the MCC 403(b) Retirement Savings Plan. You can sign up for an additional employee pre-tax or after-tax Roth contribution. Contact us to learn more about how our HR and recruiting expertise can help your organization to fill in the gaps needed to build a strong, effective team.