To schedule a free claim review with a member of our legal team, reach out to our law offices at 866-311-3796 or fill out our online contact form. ERISA outlines the rights and responsibilities of employers, employees, beneficiaries, pension funds and insurance companies.ERISA protects Pennsylvania employees from potential mismanagement of retirement accounts, pensions, and even long-term disability benefits. ERISA is a complicated law that was originally intended to protect employees' rights to their benefits. However, that is no longer the case. Filing an ERISA claim is the first step towards collecting long term disability benefits. Contact The Gold Law Firm PC online, or call 1-215-569-1999 for a free consultation with one of our highly qualified Philadelphia employment lawyers. This GRIST provides a basic primer on ERISA's preemption of state laws, including various exceptions, exclusions and court rulings. The general rule is that ERISA preempts state law in the governance of employee health plans.