Click "Beneficiary Summary" under My Beneficiaries on your home page. Review your beneficiary designations.Generally, an ERISA plan participant can select just about anyone to be their beneficiary. Use this form if your beneficiary designation requires spousal consent. The plan was qualified under ERISA, as is the case for most retirement plans. The Summary Plan Description (SPD) should include your plan's claims procedures. Usually, you fill out the required paperwork and submit it to the plan. Missing Participants Program PBGC has a program called the Missing Participants Program, which connects people to their retirement benefit. DISCLOSURE: The Accelerated Death Benefit offered under this Policy is intended to qualify for favorable tax treatment under the Internal Revenue Code of 1986. If the spouse has NOT waived her rights under this plan, then she is the beneficiary REGARDLESS of what a beneficiary designation says.