Information on retirement plans for small businesses and the selfemployed. Choose a Plan, Maintain a Plan, Find or Fix Plan Errors, Plan Benefits.Eligible employees working at least 40 hours per pay period are automatically members of the San Bernardino County Employees' Retirement Association (SBCERA). The Summary Plan Description (SPD) should include your plan's claims procedures. In this guide, we've segmented the retirement planning stages into: Before Retirement, At Retirement, and After Retirement. Fill out a separate form. For help completing the enrollment form, call Kaiser Permanente at. Some states are set to require all but their smallest businesses that don't already offer a qualified plan to enroll their workers in new statesponsored IRA. Registration is open for all employers. Use your access code to start facilitating CalSavers or exempt your business if you already offer a retirement plan.