This Handbook provides an overview of federal laws affecting the elderly and retirement issues. Information discussed includes age discrimination in employment, elder abuse & exploitation, power of attorney & guardianship, Social Security and other retirement and pension plans, Medicare, and much more in 22 pages of materials.
Retirement Rules For Social Security In Suffolk
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Multi-State
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Suffolk
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US-001HB
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FAQ
To be eligible for most types of benefits (such as benefits based on blindness or retirement), you must have earned an average of one work credit for each calendar year between age 21 and the year in which you reach age 62 or be a person with a disability or blindness, up to a maximum of 40 credits.
Some American workers do not qualify for Social Security retirement benefits. Workers who don't accrue the requisite 40 credits (roughly 10 years of employment) are not eligible for Social Security. Some government and railroad employees are not eligible for Social Security.
You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
The earnings limit for people reaching their “full” retirement age in 2025 will increase to $62,160. (We deduct $1 from benefits for each $3 earned over $62,160 until the month the worker turns “full” retirement age.) There is no limit on earnings for workers who are "full" retirement age or older for the entire year.
Age 62 or older, or a person with a disability or blindness. "Insured" by having enough work credits. For applications filed December 1, 1996, or later, you must either be a U.S. citizen or lawfully present noncitizen in order to receive monthly Social Security benefits.
The easiest and most convenient way to apply for retirement benefits is by using our online application. You will need to create or log in to your personal my Social Security account.
Documents we may ask for include: Your Social Security card or a record of your number. Your original birth certificate, a copy certified by the issuing agency, or other proof of your age. If you were not born in the U.S., proof of U.S. citizenship or lawful alien status.
You can apply up to four months before you want your retirement benefits to start. For example, if you turn 62 on December 2, you can start your benefits as early as December. If you want your benefits to start in December, you can apply in August.
The easiest and most convenient way to apply for retirement benefits is by using our online application. You will need to create or log in to your personal my Social Security account.
You can apply for retirement benefits up to 4 months before you want to start receiving your benefits. Even if you are not ready to retire, you still should sign up for Medicare 3 months before your 65th birthday. The easiest and most convenient way to apply for retirement benefits is by using our online application.
More info
If you apply online, a list of documents we need to see will appear at the end of the application, along with instructions on where to submit them. Our field offices generally offer the full range of Social Security services, including applying for new or replacement Social Security cards.If you meet the eligibility requirements to retire and delay collecting your State pension, you may continue your NYSHIP coverage under retiree provisions. New York Consolidated Laws, Retirement and Social Security Law - RSS § 387-a. Retirement of members of the Suffolk county police force; new plan. Call 1- (TTY 1-), Monday through Friday 7 am to 7 pm. Learn about the filing rules for married couples regarding retirement and spouses benefits that will help you decide when to claim your benefits. Section 41(j) of the Retirement and Social Security. Law (RSSL) provides an optional sick leave benefit. At the end of each year, we'll mail you a Social Security.