This form is for a selffunded or selfinsured plan sponsor to opt in to Independent Dispute Resolution, according to Texas Insurance Code Section 1275.002. This GRIST provides a basic primer on ERISA's preemption of state laws, including various exceptions, exclusions and court rulings.Employees who fall under the government plan exemption are not subject to ERISA. There are many reasons why it is beneficial to get out from ERISA's reach. The Bottom Line: ERISA ensures uniform rules across states, preventing a costly patchwork of regulations. Our Houston insurance lawyers provide expert legal insights. Determining which law governs an insurance claim is the first step in litigating a wrongfully denied claim. However, ERISA does not preempt state insurance law. The result is a dual regulatory framework. It does not apply to plans established solely to meet state workers' compensation, unemployment compensation, or disability insurance laws.