You must be at least 62 for the entire month to receive benefits. Percentages are approximate due to rounding.At the end of each year, we'll mail you a Social Security. Benefit Statement (Form SSA-1099) that shows the amount of benefits you received. Learn about the filing rules for married couples regarding retirement and spouses benefits that will help you decide when to claim your benefits. You must be at least age 62 for the entire month to be eligible to receive benefits. You can start your retirement benefit at any point from age 62 up until age 70. Your benefit will be higher the longer you delay your start date. This. You can cancel your application for up to 12 months after you became entitled to retirement benefits. This process is called a withdrawal.