Independent adjusters who adjust claims on behalf of ERISA plans are required to comply with the licensing requirements of the New York Insurance Law. The book begins with basic information on the various types of insurance, including auto, home, life, annuities and long-term care.A glossary section contains. Independent adjusters who adjust claims on behalf of ERISA plans are required to comply with the licensing requirements of the New York Insurance Law. Pharmaceutical Care Management Association (PCMA) that the Employee Retirement. Income Security Act of 1974 (ERISA) did not preempt an Arkansas state PBM law. Retirement Depending on the nature of the claim (i.e.