Deposits and withdrawals may not be permitted during the term of the Time Deposit. 1. The board of directors passed a resolution to open a current account and fixed deposits with ESAF Small Finance Bank at a specified branch. 2.The purpose of this part is to enable credit union members and potential members to make informed decisions about accounts at credit unions. (Blanks should not be handwritten). The Direct Express Debit Mastercard card is a way to get your federal benefits, even if you do not have a bank account. The main implementation dates are provided in the table below. Revision. Implementation date. As per Board resolution. Others. (applicable to non-individual). Issued on the authority and in the name of the Board of directors of the company.