This form be used to report the accident to the Commission online. It must be completed in its entirety.You must file your claim within two years from the date of the accident. Failing to do so may result in the loss of your right to seek compensation. In the state of Arizona, you have two years to file a personal injury insurance claim or lawsuit. We are board-certified. For these reasons, car insurance is mandatory. This coverage pays for bodily injury to others for which you become legally responsible due to an auto accident in which you were involved. Filing a claim involves completing the Worker's Report of Injury Form (0407) or the Worker's and Physician's Report of Injury Form (0102). What Should I Do After a Car Accident in Arizona?