Below is an overview of the steps and stages involved in filing an insurance claim and a personal injury lawsuit in Arizona. For standard car accidents you have two years from the date of the crash to file your claim.In the state of Arizona, you have two years to file a personal injury insurance claim or lawsuit. In Arizona, you will usually have 2 years from the date of the accident to either settle your case or file your lawsuit. If you have been injured in a car crash, you may be eligible to receive a range of damages as compensation. An attorney can help you get what you deserve. What are the car insurance requirements in Arizona? What Should I Do After a Car Accident in Arizona? The Arizona State of Limitations puts a 2-year deadline on filing for personal injury lawsuits. Fortunately, your Phoenix car accident claim can still succeed even if you share some of the blame.