If you are injured in a motor vehicle accident, file a written notice of claim with the No-Fault insurer that identify the injured person(s). Call 911 if the injury is a medical emergency. 2.Filing your accident claim form online is the fastest way to start receiving benefits. Register or log in to your account to get started. Accidental Injury Insurance. Additional coverage to help with out-of-pocket expenses resulting from life's unexpected accidents. Learn about accident insurance, what it is, how it works, and why it is worth it. Choose Anthem for your individual and family insurance coverage today. Our Accident insurance provides benefits for more than 80 accidental injuries in each of the following coverage categories. Accident insurance from UnitedHealthcare is designed to help cover deductible gaps and daily living expenses with a cash benefit for unexpected injuries.