Always File a Claim, Regardless of Who Was At-Fault One of the primary questions we receive from clients who have been in an accident is whether they should report the accident to their own auto insurance carrier, particularly when the accident was not their fault. And the answer to that question is: always.
The law, in Ohio, Ohio Revised Code § 2305.10 (A), states that most personal injury claims, including those arising from car accidents, must be filed within two years of when the cause of action occurred. This means that there is a two-year time frame starting from the date of negligence or discovery.
Personal Injury Protection (PIP) is often required by law in your state, unless there's a waiver that's allowed. Medical Payments is the optional type of this coverage.
Most insurance policies require policyholders to promptly report any accidents or incidents, regardless of fault. Notifying your insurance company allows them to initiate the claims process, gather necessary information, and provide guidance on the next steps.
California law prevents insurance companies from increasing your rates for accidents where you are not considered principally at fault.
Understanding the Statute of Limitations in Ohio In Ohio, the statute of limitations for filing a claim after a car accident is generally two years from the date of the accident.
Jury Verdict Research published a recent study indicating that the average verdict in personal injury lawsuits in Ohio is $303,955. The median personal injury verdict in Ohio is only $13,000. Approximately three percent of Ohio personal injury verdicts exceed $1,000,000.
If you and your family members don't have health insurance or have a plan that doesn't offer all the benefits of PIP, it might be in your best interest to get as much PIP coverage as you can comfortably afford. Consider the financial impact of an injury-causing car accident when deciding your PIP limits.
If you and your family members don't have health insurance or have a plan that doesn't offer all the benefits of PIP, it might be in your best interest to get as much PIP coverage as you can comfortably afford. Consider the financial impact of an injury-causing car accident when deciding your PIP limits.
Personal Injury Protection (PIP) is often required by law in your state, unless there's a waiver that's allowed. Medical Payments is the optional type of this coverage.