Is an award-winning personal injury law firm in California. Need help filing a personal injury claim?Our lawyers are ready to help. Filing a separate personal injury claim allows you to seek compensation for losses PIP doesn't cover. Make a settlement request. Your no-fault PIP coverage applies only to injuries you sustain in an accident. Call 1-800-GO-HARRIS or use our contact form to schedule a free consultation. Filling in Forms at Doctor After Car Accident. The "at fault" driver's automobile insurer is not required and will not pay your medical bills or lost wages as they are incurred. The damages you can recover in a lawsuit typically include medical expenses, lost wages, and pain and suffering.