To secure compensation for your injuries, you must demonstrate that another party's negligence caused the accident. Under Minnesota law, you can pursue compensation through a personal injury lawsuit.But how do you know if you have grounds for a claim? Exchange contact and insurance information with all parties involved in the accident. A) You should contact your own insurance company, ask to fill out a no-fault application form. After a crash, you must first collect on your PIP benefits. You must purchase a separate insurance policy covering these vehicles, and the policies will not include personal injury protection. This claim will detail the accident, establish fault, and itemize the damages sought, such as medical expenses, lost wages, and pain and suffering. In Minnesota, you have two years to bring a personal injury lawsuit, but six years for a property damage claim. What type of benefits can I get from my No-Fault Insurance. Claim?