In Ohio, you have a two-year window from the date of the accident to file a personal injury claim. The car insurance claim process begins with deciding liability.You can download the form from the Ohio Department of Transportation. According to the Bureau of Motor Vehicles, PIP coverage is unavailable in Ohio. If you are suffering a personal injury from an accident, this page can help you find the website, form, or other resource that can be of help to you. A lawsuit is only necessary if you cannot agree on a fair settlement with the insurance company. Each party in a car accident is required to fill this form out. In Ohio, the statute of limitations for most personal injury claims is two years from the date of the injury. Contact Cooper Elliott Ohio Personal Injury Lawyers Today. Ohio PIP insurance is also known as no-fault coverage because policyholders will be covered for their injuries regardless of who caused the accident.