1. Basic Information Date and Time: When the accident occurred. 2. Parties Involved Driver Information: Name, address, phone number, driver's license number, and insurance details for each driver. 3. Witnesses 4. Accident Description 5. Law Enforcement 6. Additional Information 7. Conclusion 8. Attachments
Stick to the Facts Focus on the facts without adding opinions or assumptions. Describe what happened during the accident clearly and avoid discussing fault or other details. Never guess or estimate. If you don't know the answer to a question, admit that you don't know and move on.
There are five key details of accidents legally required: Full name, address and occupation of the injured person (a) Date and time of the accident (b) Location of the accident (c) Cause and nature of the injury (d) Name, address and occupation of the person giving the notice, if other than the injured person (e).
Just tell your story or part of the accident in plain simple terms/words. Don't embellish your narrative. Keep it simple and tell the truth. Focus on the accident scene itself. You may need to use white typing paper to add on to your original report too so keep that in mind.
“Incident (Accident) Investigations: A Guide for Employers” simplifies how to approach incident or accident investigations — providing helpful information on how to: Preserve and document the scene. Collect Data. Determine root causes. Implement corrective actions.
Provide your name, phone number, and address. If pressed for more, inform the adjuster of things like the date, time, and location. However, you are not required to discuss the nature of your injury, the treatment you received, and how the crash occurred.
Most insurance policies require policyholders to promptly report any accidents or incidents, regardless of fault. Notifying your insurance company allows them to initiate the claims process, gather necessary information, and provide guidance on the next steps.
California law prevents insurance companies from increasing your rates for accidents where you are not considered principally at fault.
How long after a car accident can you claim injury? StateStatute of Limitations on Car Insurance Claims California 2 years Colorado 3 years Connecticut 2 years Delaware 2 years47 more rows •
Always File a Claim, Regardless of Who Was At-Fault One of the primary questions we receive from clients who have been in an accident is whether they should report the accident to their own auto insurance carrier, particularly when the accident was not their fault. And the answer to that question is: always.