The written report is also required. Under Pennsylvania law, you are required to report an accident to police if it resulted in severe injury, significant property damage, or death.Collecting all possible evidence, filing an accident report and consulting with an experienced attorney is crucial for an injury claim. Even though Pennsylvania is a nofault insurance state, you usually have to file a crash report with the police, the DMV, and your insurance company. PA law defines a serious injury as "death, serious impairment of bodily function, or permanent serious disfigurement. " Full Tort Coverage. You have two years from the date of the accident to file a claim. The statute of limitations for filing a personal injury lawsuit in Pennsylvania is two years from the date of the injury. The driver of any vehicle involved in an accident resulting in injury or death of any person shall immediately stop the vehicle at the scene of the accident. How Do I File My Own Crash Report If the Police Do Not Come?