Use this letter to help you negotiate a full and final settlement offer with a creditor. A judgment settlement agreement is a contract between a defendant and plaintiff that outlines the terms and conditions of a legal settlement.Below is a letter I compiled from several sources (if you were one of the sources and would like to be cited please pm me) for a settlement offer on a judgment. All Illinois Courts must accept these forms. The terms of any agreement will be dependent on the specific details of the particular claim(s) being settled. All forms are ADA accessible, and you can handwrite or type into the PDF form to fill it out. The Chicago Manual of Style, like both MLA and APA, defers to The Bluebook for legal citations. We examined 288,846 civil cases that were filed in a sample of 52 districts.