For those who were ordered to pay in a money judgment, check out our Debt Collection research guide for resources on your rights as a debtor. If you get a judgment against you in Texas, contact your creditor before assets are seized or liens filed.Use this online tool from Lone Star Legal Aid to file an answer in a debt collection lawsuit in Justice court. This article explains receivership and how it is used to collect debts after a judgment has been entered. This article explains your rights and options under the law if you are facing debt collection. We have a debt collection system to collect your past due debt. Click to learn more and contact us for a free consultation. A creditor may file an abstract of judgment ("AOJ") to create a lien on a debtor's nonexempt real property. Tex. Prop. You must be at least 18 years of age to complete the application form with acceptable photo identification. If you fail to respond within the deadline, the plaintiff may file a default judgment against you.