Rule 3-509). If the garnishee files a timely answer, the matters set forth in the answer shall be treated as established for the purpose of the garnishment proceeding unless the plaintiff/judgment creditor files a reply contesting the answer within 30 days after its filing.
Maryland is a consumer-friendly state. The statute of limitations allows a creditor three years to collect on debts. That's a shorter timeframe than many states.
(a) General Rule. A party shall file an answer to an original complaint, counterclaim, cross-claim, or third-party claim within 30 days after being served, except as provided by sections (b) and (c) of this Rule.
Rule 5-615 - Exclusion of Witnesses (a)In General. Except as provided in sections (b) and (c) of this Rule, upon the request of a party made before testimony begins, the court shall order witnesses excluded so that they cannot hear the testimony of other witnesses.
There are time limits governing when a creditor can sue you for a debt. These laws are called the statute of limitations. In Maryland, the statute of limitations requires that a lawsuit be filed within three years for written contracts, and 3 years for open accounts, such as credit cards.
A wage garnishment requires little effort on your part. Procedures vary by state and locality, but usually you give the sheriff or other local official (called the "levying officer") information about where the judgment debtor works.
You can file a motion to revise or vacate (cancel) the judgment in writing within 30 days after the date of the judgment. This motion is usually filed to correct clerical errors, or to vacate a judgment if you believe that you were not served with the court papers or were not notified of the court date.
Wage Garnishment. If the Writ is issued for wages, after the Writ is served on the employer, the employer must withhold wages as directed by the Writ until the judgment is satisfied, or until the court orders the employer to stop withholding.
(1) A person claiming the right to possession of personal property may file an action under this Rule. (C) shall be brought in the circuit court if the value of the property and any damages claimed exceed the monetary jurisdiction of the District Court.
A creditor who obtains a judgment against you is the "judgment creditor." You are the "judgment debtor" in the case. A judgment lasts for 12 years and the plaintiff can renew the judgment for another 12 years.