To collect your judgment through a bank account attachment, complete the following three steps: Find out the name of the Judgment Debtor's bank, the bank's address, and the Judgment Debtor's account number. Obtain and complete the OTW Garnishment Packet. File the "OTW" Garnishment Packet with the Clerk of Court.
Your judgment lasts a long time (goes dormant after 5 years of no collections attempts), so time is on your side. Before you collect from the debtor, you need to know whether they have a job, have bank accounts, own real estate, or own property that is attachable.
This means that although Ohio's statute of limitations for judgment enforcement is at least fifteen years, in reality the best practice is to act at least once every five years so that your judgment does not become dormant. Often judgments are against more than one judgment debtor.
A judgment becomes dormant if no action is taken to enforce it for a period of five (5) years. The Judgment Creditor (the person who has the judgment) may file a motion to revive the judgment any time within the next ten (10) years.
This means that the government has 15 years to collect the taxes owed before the lien expires. Judgment lien: In Ohio, a judgment lien can be valid for up to 5 years. However, the lien can be extended for an additional 5 years if the creditor files a renewal notice before the expiration of the original lien.