You can look at your credit report at .annualcreditreport or you can go to the local clerk for the courts and search the county database. If there are judgments in other jurisdictions you would have to look there as well.
You can look at your credit report at .annualcreditreport or you can go to the local clerk for the courts and search the county database. If there are judgments in other jurisdictions you would have to look there as well.
Judgments shall continue for eight years from the date of entry in a court unless previously satisfied or unless enforcement of the judgment is stayed in ance with law.
In the United States, nobody can get a judgment against you without demonstrating to the court that you were served with the summons and complaint. A showing of deficient or fraudulent service is or should be sufficient to overturn a judgment.
File the judgment or Abstract of Judgment in the office of the County Recorder in the county in which the debtor's real property is located. If the debtor has real property in more than one county, file in each county. Also file with the County Recorder a Judgment Information Statement.
The judgment becomes a matter of public record, and is indexed with the clerk of the court. It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.
Enter a judgment means to make a final recording of the decision and the opinion, if the court made one. When the entry is complete depends on the jurisdiction, but entering a judgment usually either occurs after the decision is inserted into the docket or sent to a specified official.
It also highlights the responsibilities and rights in regards to the debt for both you and any creditors. Judgments used to appear on your credit report as a negative item or derogatory remark, meaning they would only fall off your report after 7 years.