Form must be filled out and notarized at the time of filing. Search Official Records for liens.To find a payoff amount, please contact the creditor or Liening party for the correct amount. Putting a lien on a defendant's house. Some judgment debtors are simply "collection proof," meaning all their income and property is exempt and can't be taken to pay a judgment. Case Record Access Disclaimer. The judgment debtor cannot claim exemptions if a bankruptcy order directs that the property be taken. Exemptions are not available for certain tax liens. Mechanic's (contractor's) liens provide protection and ensure payment to a person or entity who improved the real property.