Plaintiffs have filed two motions for partial summary judgment. Associated Retail Credit Men, 105 F.2d 62 (D.You need to get a certified copy of the judgment and go record it in the county where hte property is located. The HELOC lender is looking for a release or saitsfaction of the judgment, it's a pretty common requirement in the industry. Court judgments are not self-enforcing. Solvent or honest debtors will want to pay soon after judgment is entered. Ask the Small Claims Court Clerk for a transcript of judgment and then file it with the County Clerk in the county where the judgment debtor owns property. There was "no claim of any physical injury" but plaintiff became nervous and could not work, suffered mental pain, cried and had to go to bed. A lien creditor can also be completely "unsecured," if there is no equity in the property after the payment of prior liens. CPLR 3215 sets out the several bases on which a party may seek a default judgment.