If you get a judgment against you in Texas, contact your creditor before assets are seized or liens filed. For those who were ordered to pay in a money judgment, check out our Debt Collection research guide for resources on your rights as a debtor.The Defendant's complete name and address, of each person or business the Plaintiff's claim is against. In Texas, a judgment can stay on your credit report for as long as it is valid, up to ten years (or longer if it is renewed). A creditor may file an abstract of judgment ("AOJ") to create a lien on a debtor's nonexempt real property. Tex. Prop. Get your free consultation today! Tom Thomas Legal, PC handles settlement negotiations for Texas residents who owe payment to another party as a result of a judgment. "This book from Nolo is updated to include the latest procedures for small claims courts in every state.