In order to garnish your property, the creditor must first file a lawsuit and obtain a judgment against you. Some of the Texas justice courts have a form to request a writ of garnishment available on their website.You are actually suing the bank to freeze the monetary assets of his account and to appear and make answer to the Garnishment suit. An attorney is required. This guide contains instructions for how to complete the form, turn it in, and prepare for your hearing on exemptions. If you request a writ of garnishment, you may be able to collect your judgment directly from the debtor's bank account. I have a valid, subsisting judgment. I have a valid, subsisting judgment. A court judgment awarding money in Texas is referred to as a "money judgment. It is unconstitutional to garnish wages in Texas, and an individual's home and vehicles are usually beyond reach.