A Georgia judgment lien attaches to all judgments obtained in Georgia courts, but the creditor must take an additional step to "perfect" the judgment lien. First, a party may pursue a garnishment.Gov and select "SOLVED: Search for a Lien". There is a special process to go through in perfecting that judgment lien. Overview. There are at least two methods of collection that are available to you for collection of a judgment rendered in Magistrate Court. Submit a certified copy of this judgement to the magistrate court. 3. How can I garnish all bank accounts in Georgia for a judgment I received to settle an outstanding debt? There is a special process to go through in perfecting that judgment lien. A Statement of Claim should be filled out. The bank account garnishment will freeze all the money contained in that bank account up to the amount of the judgment.