The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. When this information appears on credit reports, it can affect your ability to obtain credit, loans or receiving consideration for employment.You can't pay bills with a judgment: How to turn a court victory into a judgment lien, and use it to collect from your customer's property. To place a judgment lien, you or your attorney file an abstract of judgment (AJ) in any county where the defendant owns nonexempt property. Judgments don't appear on your credit report and don't affect your credit score. But judgments may impact your ability to qualify for credit. A judgment lien lasts for ten years. A Memorandum of Lien has the same effect as a judgment in our favor. Foreign Judgments must be domesticated in a Texas court first. Do property liens show up on credit reports?