If you get a judgment against you in Texas, contact your creditor before assets are seized or liens filed. Give our debt relief attonrey a call at 844.334.4566 or fill out the contact form. The statement of inability to afford payment of court costs is a form you file with the court, so you may not have to pay court fees. For those who were ordered to pay in a money judgment, check out our Debt Collection research guide for resources on your rights as a debtor. So, as long as you otherwise qualify for a mortgage, the judgment lien should not be a problem. Customer. Do you happen to be in the Houston Texas area?