To do this, fill out a JL-1. This guide has basic information about.Bring the Abstract of Judgment to the small claims court clerk. The clerk will certify it. Prepare an Abstract of Judgment to place a lien on real estate and enforce debt payment with our step-by-step guides. This article explores the concept of deficiency judgments, the legal framework in California, and options for homeowners to mitigate potential liabilities. The judgment lien will remain attached to your personal property for up to 10 years, even if ownership of the property is transferred to someone else. To initiate any judicial foreclosure proceedings, the creditor must file a complaint with a court seeking legal relief for the outstanding debt on the property. Lenders in California use the following instruments to secure loans against real property: â–« Deeds of trust. Once the form is filled out, it must be filed with the clerk of the court that issued the original money judgment.