How a Judgment Lien Attaches to Real Estate. This is called a "tax lien foreclosure."A Judgment of Foreclosure wipes out the taxpayer's ownership. It also wipes out junior liens or claims, which include all mortgages. Not all states allow judgment liens on personal property, so be sure to check the laws that apply in your area before filing a lien. First, interest will continue to accrue. Learn how the Massachusetts foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights. A deficiency judgment may be obtained only when the property is sold through a judicial foreclosure. Usually, however, you register your judgment with the land records office in the county where the real estate is located. This requires a lawsuit involving the property owner, all mortgage holders, all judgment lien holders and anyone else with an interest in the property.