Can someone put a lien on my house without me knowing?

Yes, it happens. Sometimes a court decision or settlement results in a lien being placed on a property without the owner's immediate knowledge. This typically occurs when a court-ordered lien or certificate of judgment is issued against you and recorded at the county recordings office.

US Legal Forms
Legal Letters
Sample Letter for Notice of Judgment - Lien

Judgment Against Property For Find In Mecklenburg

Category:

Letters - Notices - Judgment Liens

State:

Multi-State

County:

Mecklenburg

Control #:

US-0025LTR

Format:

Instant download

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

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FAQ

To look at a deed you can: Go to your Register of Deeds Office and look at the document there. Find your Register of Deeds in: Your phone book under county government. The NC Directory of State and County Officials. Look it up online. Many counties have their real property (land) records online. Go to the county website.

Household exemption typically includes clothing, furnishings, appliances, books, and other household items that are used as part of everyday residential existence.

Interested persons can search records of UCC liens filings maintained by the N.C. Secretary of State office through the NC SOS UCC search portal. On the portal, inquirers can search for UCC liens filings by file number, filing date, lapse date, and a subject's or organization name, amongst other search criteria.

Yes, it happens. Sometimes a court decision or settlement results in a lien being placed on a property without the owner's immediate knowledge. This typically occurs when a court-ordered lien or certificate of judgment is issued against you and recorded at the county recordings office.

The NC law clearly gives the creditor a 10 year period to enforce his lien and the statutes, N.C.G.S.

You can go in person to the County Clerk Office in the County where you live to ask if a judgment has been entered against you. Most counties also allow you to search online.

Judgements can become a first lien against a property. Lenders generally want to be first lien when it comes to mortgages. So yes, it will be deal breaker for most mortgage companies. I've seen mortgages get denied because of a $6000 judgement.

More info

Find Local Rules and Forms that provide procedures and guidelines for courts in Mecklenburg County. Find information about filing a case and the process in small claims court.For any debtor property found outside the county, the creditor must file the judgment with the county clerk for the county where the property is located. After a judgment, how do you start the collection process? This booklet is a guide to help you handle your own case in Small Claims Court. Properties with delinquent real estate taxes are subject to tax foreclosure. North Carolina judgments are permanent, but there are only so many ways to get rid of them. They must fill out all required fields. If you win, the judgment automatically attaches to any real estate that the defendant owns in Mecklenburg County. Missing the court date without a valid reason could result in a default judgment being entered against you.

Judgment Against Property For Find In Mecklenburg

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FAQ

How do I look up property records in North Carolina?

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Can someone put a lien on my house without me knowing?

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