There is no personal confrontation with the defendant and no personal property is seized. A judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest.Michigan's Foreclosure Law includes a six-month redemption period (12 months for agricultural property that is larger than three acres) for homeowners. Allegations of problems with real estate closings, shifted costs, and interference with deeds in lieu of foreclosure are unfounded fears and red herrings. There is no right to foreclose a judgment lien created under this chapter. Complete the front of the form and the "Affidavit for Judgment Debtor Examination" section on the bottom of the form. 1. I am recording a judgment lien with the register of deeds in. County against the judgment debtor's current or future interest in real property. The bill would create a procedure for filing a judgment lien. FISCAL IMPACT: The bill would have an indeterminate fiscal impact on the judiciary.