A creditor can file the lien on your property 21 days after the judgment is signed. There is no personal confrontation with the defendant and no personal property is seized.In Michigan, a judgment lien can be attached to either real estate or personal property. How does a creditor go about getting a judgment lien in Michigan? The bill would create a procedure for filing a judgment lien. FISCAL IMPACT: The bill would have an indeterminate fiscal impact on the judiciary. Judgment debtor's name, address, and telephone no. Last 4 digits of social security no. You can't pay bills with a judgment: How to turn a court victory into a judgment lien, and use it to collect from your customer's property. In most states, the judgment creditor must record the lien via a county or state filing.