Judgment liens may simply be filed and recorded by an attorney. There is no personal confrontation with the defendant and no personal property is seized. Service of the judgment lien on the judgment debtor is by certified mail if the judgment is less than $25,000.

600.6051. A Judgment lien attaches to all property owned by the judgment debtor in the county where it is recorded. It attaches at the time it is recorded with the register of deeds, except for after-acquired property, when it attaches at the time it is acquired by the judgment debtor. 600.2803.

(1) Unless subsection (2) or (3) applies, a judgment lien expires 5 years after the date it is recorded. (2) Unless subsection (3) applies, if a judgment lien is rerecorded under subsection (4), the judgment lien expires 5 years after the date it is rerecorded.

A contractor, subcontractor, supplier, or laborer who provides an improvement to real property may acquire a construction lien under the Michigan Construction Lien Act (CLA).

A judgment creditor can file a lien with the court 22 days after the judgment is entered against the debtor, provided that the debtor has not appealed or moved to set the judgment aside. The lien is then sent to the register of deeds for recording in the county where the debtor lives.

And a homeowner may find it difficult to sell any property that has a lien against it. Prospective buyers may avoid a property to which someone else has a claim.

The judgment lien is not going to impact a homesteaded property so the mortgage lender would be able to obtain a first lien on your property. So, as long as you otherwise qualify for a mortgage, the judgment lien should not be a problem.

One way to collect the debt is to get a Request and Order to Seize Property . This is a court order that tells a court-appointed officer to seize your property. The order expires after 90 days, but it can be renewed. Paying the judgment within 21 days of the judgment will prevent seizure of property.

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1. I am recording a judgment lien with the register of deeds in. County against the judgment debtor's current or future interest in real property.A judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. Use the Execution Against Property Form (MC19) to start the process. Complete the front of the form and the "Affidavit for Judgment Debtor Examination" section on the bottom of the form. The clerk of a court that entered a judgment shall certify a notice of judgment lien that has been filed with the court and that includes all of the following: Appointed officer does not need to serve or carry out a judgment lien. MC 19, Request and Order to Seize Property, to start the process. A judgment creditor file a notice of judgment lien with the court that issued the judgment. Usually, however, you register your judgment with the land records office in the county where the real estate is located.

Judgment Lien On Property In Michigan

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