The lien is good for 10 years, but the creditor can renew the judgment before it expires for another 10 years, meaning the lien will survive for a maximum of 20 years. The good news is that because of Florida's homestead protections, a judgment lien cannot attach to homestead property.

To officially put a lien on a house, you must file a Claim of Lien form with the county clerk's office in the county where the property is located. This document should include details about the property owner, a description of the work performed, the amount owed, and other necessary information.

The judgment lien is not going to impact a homesteaded property so the mortgage lender would be able to obtain a first lien on your property. So, as long as you otherwise qualify for a mortgage, the judgment lien should not be a problem.

And a homeowner may find it difficult to sell any property that has a lien against it. Prospective buyers may avoid a property to which someone else has a claim.

Online via an Official Records portal: Most Florida circuit clerk offices provide an Official Records Search portal on their websites, which interested persons can access to find liens on a property, including tax liens registered by taxing authorities.

After filing the “Notice to Owner,” the official lien is to be filed within 90 days of the final furnishings of service or 90 days from the termination of the contract between the general contractor and the owner, whichever comes first.

Judgment Lien Fees ServicePrice Judgment Lien Certificate $20.00 Add-on for each additional debtor $5.00 Add-on for each attached page $5.00 Second Judgment Lien Certificate $20.003 more rows

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File online with a credit card. OR Complete the fillable PDF form using your computer.File a certified copy of your judgment in the real estate records of the county in which the property is located. In Florida, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. The lien certificate must contain the legal description of the property, the names of the judgment debtor and creditor, and the date and amount of the judgment. A judgment lien can be attached to the debtor's real estate, which includes houses, condos, lands, or other similar types of property interest. The act first expands the reach of a Florida judgment lien against a defendant's ownership of certain intangible personal property rights. In most cases, you must obtain a judge's permission to place a lien on someone's real estate.

Judgment Lien On Real Property Florida In Middlesex

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