Fill out another Affidavit of Identification of Judgment Debtor. In Minnesota, a property lien can be used to collect a court judgment.Here's how it works. A judgment lien is simply a courtcreated interest in a judgment debtor's land or personal property. 4) The following persons were awarded an interest in the above-described real estate: (complete). Person(s) awarded an interest. The court may direct either of the parties or their legal counsel to prepare and submit to the court a proposed summary real estate disposition judgment. A debt collection judgment is a court order that you owe the creditor money. The judgment is the final decision in a collection lawsuit. No, you do not have to use the proceeds from the sale of your homestead to pay off the judgment-lien.