Fill out another Affidavit of Identification of Judgment Debtor. Fill in your name here.By getting a default judgment, the plaintiff can then initiate a garnishment action against you. In an action to recover the possession of personal property, judgment may be rendered for the plaintiff and for the defendant, or for either. In Minnesota, a property lien can be used to collect a court judgment. Here's how it works. A debt collection judgment is a court order that you owe the creditor money. The judgment is the final decision in a collection lawsuit. A lien is a legal claim filed with the Office of the Minnesota Secretary of State or county recorder. A judgment lien could impact a debtor's real estate transaction, or the judgment could continue to show up on the debtor's credit report.