Below is an overview of judgments in MN District Court. Once a lien is recorded, it becomes public information.A judgment lien is simply a courtcreated interest in a judgment debtor's land or personal property. Fill in the name of the judgment debtor. If there are two or more debtors, you must file an. Judgments don't appear on your credit report and don't affect your credit score. But judgments may impact your ability to qualify for credit. A debt collection judgment is a court order that you owe the creditor money. The judgment is the final decision in a collection lawsuit. A judgment lien is one way to ensure that the person who won the judgment (the creditor) gets what he or she is owed.