In addition to a lein on personal property, a Judgment Creditor may also use other enforcement methods to collect a debt. A creditor can sue you to get a judgment against you.Ask the Small Claims Court Clerk for a transcript of judgment and then file it with the County Clerk in the county where the judgment debtor owns property. A judgment lien arises when a court rules you owe a debt, allowing the creditor to claim your nonexempt property until the debt is paid. In New York, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. New Yorkers can use bankruptcy to wipe out a court judgment. But without taking a vital step, they could end up with difficulties later. What should I do if I have default judgment entered against me? What Happens After I File a Transcript of Judgment With the County Clerk? The Plaintiff has 30 days to comply or appeal.

Judgment Against Property For Debt In New York

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