There is no charge for filing or requesting a Property Execution. The judgment creditor may contact the Sheriff's Civil Department for the procedure to file an income execution or wage garnishment.Judgment proof means your income is a type or amount that is exempt from debt collection and you have no assets that a company has the right to take. If you have exempt income or property, a debt collector cannot take it to pay a debt, even if it has a judgment against you. A creditor can sue you to get a judgment against you. In New York, the law that governs property exempt from the satisfaction of money judgments is CPLR § 5205. According to New York law, you can attach a judgment lien to your debtor's real estate, whether they own a freestanding house, a condo, or land. Being "judgment proof" means you don't have income, cash reserves, or other assets a creditor can take to pay off a money judgment. Q: Q: How do I collect a judgment against a debtor who is "judgment proof" or otherwise exempt? First you must purchase a Transcript of Judgment from the court that issued the Judgment.