These Foreclosure Forms are for All Courts that preside over Residential Foreclosure Cases. The court has placed the most commonly used forms on line as a resource.Please be advised that the forms detailed below are intended to be a guide. Step 1 requires a filing within three business days after mailing a 90-day pre-foreclosure notice and is designed to capture the most relevant information. A creditor can sue you to get a judgment against you. In New York, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. Step 3 filings are required for loans that received a Judgment of Foreclosure and Sale that had previously received a 90-day pre-foreclosure notice. Monetary judgments, mechanic's liens, broker's liens and notices of pendency can be searched in our White Plains office or at Westchester Records Online. New York is a judicial foreclosure state. Based on the title report and the loan documents, lender's counsel should identify the appropriate parties to name in the foreclosure action.