You can ask the judgment creditor to let you pay what you owe in weekly or monthly payments. This is the easiest way.No information is available for this page. When an individual has minimal assets and no income they may be judgment proof and may not need to file for bankruptcy. This judgment checklist is a list of documents that a court may require to complete a default or uncontested judgment. A senior is judgment proof when a creditor with a judgment against him cannot get any of the senior's property through enforcement of the judgment. Judgment proof means you don't have income or assets a creditor can seize to pay off the money judgment on a debt. Packets of forms are available for sale to be used in filing a new case or modifying a case in either the Family or Civil courts. Be sure you name the Defendant correctly. Approximate valuations must be made.