Your Filing Options. File online with a credit card.You have 20 years to collect on a judgment from the date that it is entered and during that time there are two main ways that you can collect. The lien certificate must contain the legal description of the property, the names of the judgment debtor and creditor, and the date and amount of the judgment. To obtain the mail in Certificate once on the website, go to Obtain Filing Forms, then Download Forms, then find. Judgment Lien Certificate (JLC). The act first expands the reach of a Florida judgment lien against a defendant's ownership of certain intangible personal property rights. In Florida, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. For example, where a judgement is against only one spouse, the other's stake in a property may not be subject to creditor claims. Acquiring a money judgment through the litigation process in the State of Florida can be tough, arduous, and expensive.