A judgment lien gives a creditor the right to receive a certain amount of money from the proceeds of the sale of a debtor's property. You can put a lien on that property so that if they ever sell or refinance the property you might get paid.To do this, you first need an Abstract of Judgment. A judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. You can't pay bills with a judgment: How to turn a court victory into a judgment lien, and use it to collect from your customer's property. Other liens are "involuntary" or "judicial," including judgment liens. To obtain a lien on the judgment debtor's property, you must first obtain a court judgment against them. Whether or not you have a judgment lien depends on 2 factors: 1. Debt collectors file lawsuits to get judgments and then put a judgment lien on your property. Important things to know You owe the full amount right away unless the judge ordered a payment plan.