These Foreclosure Forms are for All Courts that preside over Residential Foreclosure Cases. In New York, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest.New York is a judicial foreclosure state, which means that the lender has to sue the borrower in order to enforce their rights under the mortgage and note. A judgment lien attaches to the debtor's afteracquired property provided the judgment is docketed in the same county as the real property. How a Judgment Lien Attaches to Real Estate. Upon a judgment of foreclosure and sale, the new owner can seek to evict you from the property. Once a judgment lien is on your real estate, it typically remains until you decide to sell or refinance the property. When you are included in the lien sale, the City of New York sells your debt to an authorized buyer. The buyer then has the right to collect what you owe. Have you ever heard of a judicial lien?