A judgment lien is a courtsanctioned claim imposed on a debtor's property when they lose a case and owe money to the plaintiff. An abstract of judgment is a document that you record to create a lien on any interest in real property your judgment debtor owns.Read on to learn essential details about the process of foreclosure in California and its most important steps to see how to fight it! A summary of the essential provisions of a money judgment. To do this, fill out a JL-1. >> Other Foreclosure Resources For San Diego California HomeOwners:. However, California law does not allow lenders to pursue a deficiency judgment after a non-judicial foreclosure. If the Judgment Debtor owns real estate, you can place a lien on their property. In California, judgment liens can be attached to both real property and personal property. We worked for the banks before we worked for you.