The Texas Supreme Court has issued Texas Rules of Civil Procedure relating to exempt property and postjudgment collection. To place a judgment lien, you or your attorney file an abstract of judgment (AJ) in any county where the defendant owns nonexempt property.If you own a house or land in Texas, a creditor who sues you for debt and wins can place a "judgment lien" on your real property. If the debt is unsecured and the creditor has gotten a court judgment, the creditor may be able to take the debtor's nonexempt property. In Texas, you can attach a property lien to a debtor's real estate to collect a court judgment. The lien shows up on the land records associated with the property and is called a "cloud on title. First, fill out and file your answer form this is your response to the lawsuit. If a debt collector sues you in the state of Texas, you need to take action. Creates a judgment lien on the debtor's real estate in that county. Fortunately, Texas law provides a procedure for discharging certain liens placed on homestead property after September 1, 2007.